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Types of Auto Insurance

Accident Forgiveness

Accident Forgiveness is an additional coverage that you may qualify for that can be added to your auto insurance policy, where your price won’t go up due to your first accident.

Car Rental Coverage

It is not just the amount of money you have to invest in purchasing it but also the amount of money you have to invest in maintaining it. If you do not wish to own a car then you have the option of renting one.

Comprehensive Coverage

Comprehensive insurance is a car insurance policy that cover damages to your vehicle that are not caused by a collision with another car. It is required on leased vehicles, and on vehicles that are currently being paid for by a loan.

Collision Coverage

Collision insurance is auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver.

Depreciation Coverage

​Depreciation in motor insurance​​ often refers to the loss in value of an asset over time due to factors such as age, wear and tear, and obsolescence. Vehicles, in general, are depreciating assets.

Family protection

Family protection coverage, or in Ontario, is additional vehicle insurance that protects both you and eligible family members in the event of injury or death in an accident with an underinsured, uninsured, or unidentified motorist when you are not at fault.

Third Party Liability Coverage

Third-party insurance is a policy purchased by the insured (first party) from the insurance company (second party) for protection against the claims of another (third party).

Windshield Coverage

It is a fundamental safety unit that protects the car and the occupants from various unpredictable mishaps that they might encounter on the road. However, a small accident can lead to a crack or shattering of the windshield.