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What is Supervisa Insurance in Canada ?
Super Visa Insurance is a type of insurance that is required for parents and grandparents who want to visit their children or grandchildren in Canada for an extended period. This insurance is specifically designed for those who are applying for a Super Visa, which is a multiple-entry visa that allows eligible parents and grandparents to stay in Canada for up to two years at a time.
The Super Visa insurance policy must meet certain requirements, including:
- Coverage for at least $100,000 in medical expenses, including hospitalization, repatriation, and dental care.
- Validity for at least one year.
- Coverage for the entire duration of the stay in Canada.
- Issued by a Canadian insurance company.
- Proof that the insurance has been paid in full.
The purpose of this insurance requirement is to ensure that visitors to Canada have access to healthcare services while they are in the country and that they will not become a burden on the Canadian healthcare system.
Why is Supervisa Insurance is Necessary in Canada ?
Super Visa insurance is necessary for visitors to Canada who want to stay with their children or grandchildren who are Canadian citizens or permanent residents for a longer duration. This insurance is mandatory for all applicants for the Super Visa, which is a long-term, multiple-entry visa that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to two years at a time.
The Super Visa insurance provides coverage for emergency medical expenses, hospitalization, and repatriation of remains in case of death. The insurance policy must be valid for at least one year and must provide a minimum coverage amount of $100,000.
The Canadian government requires Super Visa applicants to have insurance because the Canadian healthcare system does not cover non-residents or visitors to the country. Visitors who require medical attention while in Canada can face high costs without insurance coverage. By requiring Super Visa applicants to have insurance, the Canadian government ensures that visitors are protected and are not a financial burden on the healthcare system.
In summary, Super Visa insurance is necessary in Canada to ensure that visitors are protected and can receive medical attention if necessary without incurring significant expenses.