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What is Visitors Insurance ?

Visitors Insurance in Canada is a type of insurance coverage designed for individuals who are not Canadian citizens or permanent residents, but are visiting Canada temporarily. This type of insurance is also known as travel medical insurance, and it is designed to cover unexpected medical emergencies that may occur during a visitor’s stay in Canada.

Visitors Insurance typically covers a range of medical expenses, including hospitalization, diagnostic tests, emergency medical treatment, prescription drugs, and ambulance services. Depending on the specific policy, it may also cover other expenses such as emergency dental care and repatriation of remains.

It is important to note that Visitors Insurance is not a replacement for a regular health insurance policy. Visitors to Canada are still advised to obtain their own health insurance coverage prior to their arrival, as Visitors Insurance may not cover pre-existing medical conditions or other non-emergency medical services.

Why Visitor Insurance is Necessary in Canada ?

Visitor insurance is necessary in Canada for a number of reasons. Firstly, as a visitor to Canada, you may not be eligible for publicly funded health care coverage, which means that you would be responsible for paying for any medical treatment or emergency care that you may require while in Canada. This can be quite costly, especially if you require hospitalization or specialized medical care.

Visitor insurance provides coverage for emergency medical expenses, which can help you avoid the high costs associated with medical treatment in Canada. It can also provide coverage for unexpected events such as trip cancellation, lost or stolen baggage, and emergency medical evacuation.

Another reason why visitor insurance is important in Canada is that it is often a requirement for entry into the country. If you are traveling to Canada on a visitor visa, you may be required to show proof of health insurance coverage before you are allowed to enter the country. Failure to provide this proof of coverage could result in your entry being denied.